As a homeowner, it’s easy to think that disasters only happen to other people. Unfortunately, when unexpected damage occurs, you often wonder if it could have been prevented. Focusing on property preservation can help you avoid many common problems—and the resulting insurance claims. Here are the top three most preventable homeowner’s insurance claims and how to avoid them.
1. Burst Washing Machine Hoses
Washing machine hoses—especially the standard rubber ones—can fail over time, often without warning. Because laundry rooms are usually low-traffic areas, water damage can go unnoticed until it becomes extensive and costly. To protect your home in Livonia, MI, replace rubber hoses every three years. For added durability, consider switching to metal hoses, which last longer and are far less likely to burst. Regular maintenance of these hoses is a simple yet effective step in preserving your property and preventing water damage.
2. Slow Leaks Around Showers and Tubs
Slow leaks around showers and tubs are deceptively damaging—and often not fully covered by insurance. Over time, caulking and grout can crack or deteriorate, allowing water to seep into floors and walls, leading to wood rot and structural issues. To prevent these problems, inspect and maintain all seals annually. Re-caulk your shower and tub each year, and always wipe up spills promptly to keep water where it belongs. Taking these small preventative steps can save you significant repair costs down the line.
3. Unattended Cooking Fires
Kitchen fires are among the most devastating—and preventable—home disasters. A fire that starts on the stove or in the oven can quickly spread, causing major property damage. Even small flames, like candles, can pose a risk if left unattended. Always monitor any open flame in your home, and never leave cooking or candles unattended. Staying vigilant is a simple way to protect your home and ensure long-term property preservation in Livonia, Michigan.
Protect Your Home Today
Many homeowner insurance claims result from situations that are easily preventable with proactive care. By replacing washing machine hoses, maintaining shower and tub seals, and staying attentive around open flames, you can protect your home and avoid costly repairs. For homeowners in Livonia and surrounding areas, VersaPro’s property preservation services provide expert guidance and support to keep your home safe year-round. Contact VersaPro today to learn how we can help safeguard your home and prevent unnecessary damage.
